If you were injured in a car wreck in San Marcos, do not guess the deadline. A Texas injury claim is generally two years. A city or county vehicle can be much shorter. Call Injured Texan at 210-512-2222 before you call the insurance company, even if you do not want to hire a lawyer. Free consultation. 219 N Comanche St, San Marcos. No fees unless we win.
Most people wait to see what the insurance company offers. That is what the company wants. Adjusters are trained to delay, deny, and diminish. Bills come due while you wait, and a Friday number starts to look like the only way out. Call InjuredTexan.com before you decide to handle it on your own. We do not get paid until you get paid.
A free call is the one they do not want you to make. You are hurt. The adjuster sounds helpful. The script tells you a lawyer takes 40 percent, and it stops there. It does not tell you the represented files paid more. Waiting gives them time to set the number before you hear that.
Forty percent of a larger number can still leave you with more than the whole small check. That is the part the memo left out. The Montana Supreme Court, in Jacobsen v. Allstate, recited Allstate’s own research. Represented claims settled for 2 to 3 times more than unrepresented claims, and perhaps up to 5 times. Jacobsen signed an unrepresented release six days after the wreck for $3,500 and 45 days of medical pay. After he hired a lawyer, that release was pulled and the claim later resolved for about $200,000. That is one file, not a promise for yours.

Allstate’s internal materials, reported by Bloomberg in In Tough Hands at Allstate, used two pictures. Good hands if you took the early offer. Boxing gloves if you hired a lawyer or pushed back. Another slide was an alligator with the caption sit and wait. Delay wears you down, and the company keeps the money longer. That is why they want you to wait to call a lawyer who will explain the rules for free. Jay Feinman wrote Delay, Deny, Defend on the same pattern. David Berardinelli wrote From Good Hands to Boxing Gloves from the documents. A review is here.
Civil Practice and Remedies Code 16.003 generally gives two years from the wreck to file a car-wreck injury lawsuit. That is the court deadline, not the insurance company’s deadline. An offer can expire on a Friday. The claim does not. A release you sign is what closes the file.
A wreck with a city, county, or state vehicle can have a notice deadline long before the two years. Under the Texas Tort Claims Act, that notice is often six months. Do not guess it. Call 210-512-2222 and say who hit you.
A San Marcos car wreck is generally filed in Hays County. City-limits crashes are investigated by the San Marcos Police Department. County roads go to the Hays County Sheriff’s Office. The Texas Department of Public Safety is often involved in a catastrophic or 18-wheeler wreck. Ask for the CR-3. Do not guess your speed.
Jacob Alford. Injured Texan PLLC dba Alford Law. He lives here. The office is at 219 N Comanche St, San Marcos, across from the little H-E-B. See his Super Lawyers profile, read about handling the claim yourself, or contact the office.
You generally have two years from the wreck to file a car-wreck injury lawsuit under Civil Practice and Remedies Code 16.003. A city, county, or state vehicle can have a much shorter notice deadline. Call 210-512-2222 before you guess.
The notice deadline under the Texas Tort Claims Act is often six months, long before the two years. Do not guess it. Call 210-512-2222 and say who hit you.
No. An offer can expire on a Friday, but the claim does not. A release you sign is what closes the file.
That is what the company wants. Adjusters are trained to delay, deny, and diminish. Call 210-512-2222 before you decide to handle it on your own.
The consultation is free, and there are no fees unless we win. Call 210-512-2222, or send the form.
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